Florida Healthcare Debt Collection Agency EBO & Patient‑First Recovery
Compliant, patient‑first EBO and medical debt collection for Florida healthcare providers. Recover payments across the state while protecting patient trust and community reputation.

Why Choose FCS?
First Credit Services (FCS) supports hospitals and clinics in Miami, Orlando, Tampa, Jacksonville, and Tallahassee with EBO healthcare debt collection. Licensed under the Florida Office of Financial Regulation and compliant with the FCCPA, HIPAA, and SOC 2, programs feature bilingual outreach and hurricane-ready continuity planning to protect revenue and patient trust.
HIPAA‑Aligned EBO and Patient‑First Collections in Florida
Patient Debt Collections
Contacting patients with overdue bills, issuing payment reminders, and arranging payment plans.
Medical Coding
Claims Management
Medical Accounts Receivable Solutions
Revenue Cycle Optimization
Insurance Verification
Our HIPAA and SOC 2 Compliance
At First Credit Services (FCS), protecting patient data is central to our work with Florida healthcare providers. Our Florida-focused Extended Business Office (EBO) program supports hospitals, clinics, and physician groups in Miami, Orlando, Tampa, Jacksonville, and Tallahassee, combining secure medical debt collection with patient-first outreach. Operations follow HIPAA and SOC 2 safeguards encryption at rest and in transit, MFA-based access, audit logging, and consent-managed communication via phone, email, and SMS. With hurricane-ready disaster recovery planning and bilingual support for Florida’s diverse populations, FCS helps providers recover balances efficiently while preserving patient trust.

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Frequently Asked Questions

How does hurricane season impact healthcare collections in Florida?
Because Florida faces frequent hurricanes and tropical storms, compliant agencies include disaster-recovery planning to keep medical debt collection services active while protecting patient data during outages.
Are there patient protections for hospital debt in Florida?
Yes. Under the FCCPA, patients in Florida are protected against harassment, misleading practices, or excessive contact. Healthcare debt collection agencies in Florida must use consent-based communication methods that preserve trust.
How do EBO programs help Florida hospitals and clinics?
Extended Business Office (EBO) programs in Florida act as an extension of provider billing teams, combining AI-driven outreach with bilingual agents to resolve patient balances while supporting compliance and patient-first recovery.
Do Florida hospitals offer financial assistance before collections?
Many hospitals in Florida screen patients for charity care or income-based discounts before referring balances to a healthcare debt collection agency in Florida, ensuring compliance and fairness.